What is DUI insurance?
“DUI insurance” isn’t a separate type of insurance policy. It’s a term commonly used to describe the insurance many drivers need after a DUI conviction. While your insurance options may change following impaired driving, coverage is still available. At DND Insurance, we help Alberta drivers understand their requirements, review their eligibility for our exclusive DUI & IRS Fail insurance program through Peace Hills General Insurance Company, and secure the insurance they need to move forward.
Can I still get auto insurance after a DUI in Alberta?
Yes. Although a DUI conviction may affect your insurance options and premiums, many Alberta drivers are still able to obtain coverage. Our advisors will review your circumstances, explain your requirements, and help you secure the insurance you need.
How much does DUI insurance cost in Alberta after a DUI / IRS Fail / Impaired driving charge?
There isn’t a single price because every driver’s situation is different. Your premium depends on factors such as your driving history, vehicle, location, insurance history, and individual circumstances. The best way to find out what your insurance will cost is to request a personalized quote.
How long does a DUI affect my insurance?
A DUI may affect your insurance for several years, although the exact timeframe depends on your driving history and individual circumstances. As you maintain a clean driving record, you may eventually become eligible for standard auto insurance again. Our advisors can explain what that process may look like for you.
Will every insurance company insure someone with a DUI?
No. Not every insurance provider offers coverage for drivers following a DUI conviction. We’ll review your situation, explain your options, and determine whether you qualify for DND Insurance’s exclusive DUI & IRS Fail insurance program through Peace Hills General Insurance Company.
Can I switch insurance companies after a DUI?
In many cases, yes. Whether switching is the right choice depends on your current policy and individual circumstances. Our advisors can review your situation and help you understand your options.
What is an Immediate Roadside Sanction (IRS)?
An Immediate Roadside Sanction (IRS) is an administrative driving sanction issued under Alberta’s impaired driving laws. Depending on your situation, it may affect both your driving privileges and your insurance requirements. Our advisors can explain what it means for you and help you obtain the insurance you need.
Can I get insurance after an IRS?
Yes. Many Alberta drivers are able to obtain insurance following an Immediate Roadside Sanction. We’ll review your situation, explain your requirements, and help you secure the appropriate coverage.
Will an IRS increase my insurance premiums?
It often can. An IRS may result in higher premiums depending on your driving history and individual circumstances. Our advisors will explain what to expect and answer any questions you have about the process.
What is DUI & IRS Fail Insurance?
DUI & IRS Fail Insurance is designed for eligible Alberta drivers who require insurance following a DUI conviction or Immediate Roadside Sanction. DND Insurance is the only brokerage in Alberta offering an exclusive DUI & IRS Fail insurance program through Peace Hills General Insurance Company. Our advisors will review your eligibility and help you secure the insurance you need.
Is DUI & IRS Fail Insurance permanent?
No. Many Alberta drivers are eventually able to return to standard auto insurance as they maintain a clean driving record and meet eligibility requirements. The timeline depends on your individual circumstances.
What is ignition interlock insurance?
Ignition interlock insurance is the insurance required for many Alberta drivers participating in Alberta’s Ignition Interlock Program as part of the license reinstatement process.
Can I get insurance while using an ignition interlock device?
Yes. Many Alberta drivers participating in the Ignition Interlock Program are able to obtain insurance. We’ll explain your requirements and help you secure the coverage needed to continue working toward license reinstatement.
What insurance do I need before reinstating my license?
The insurance required depends on your individual circumstances and the conditions of your license reinstatement. Our advisors will explain what’s required and help you obtain the insurance you need before returning to the road.
How quickly can I receive a quote?
In many cases, we can begin reviewing your situation and preparing your quote right away. Contact our team, and we’ll explain what information you’ll need to get started.
Is getting a quote confidential?
Absolutely. We understand these situations can be stressful. Every conversation is handled professionally, respectfully, and in complete confidence.
Do I need to visit your office?
Not at all. Many of our clients complete the entire process by phone or electronically, making it easy to obtain insurance no matter where they live in Alberta.
Do you help drivers throughout Alberta?
Yes. Although we’re based in Edmonton, we proudly help drivers across Alberta, including Calgary, Red Deer, Lethbridge, Grande Prairie, Medicine Hat, and surrounding communities.
Why should I choose DND Insurance?
Helping Alberta drivers navigate DUI convictions, Immediate Roadside Sanctions, ignition interlock requirements, and license reinstatement isn’t just one of our services—it’s our specialty. As the only Alberta brokerage with an exclusive DUI & IRS Fail insurance program through Peace Hills General Insurance Company, we provide clear, confidential guidance every step of the way.
